Read Regulator of banks and FI Quiz for RBI Grade B

Dear aspirants,
We are presenting you the Regulator of banks  and FI Quiz for RBI Grade B for Finance and Management Section of the exam. Before going through the quiz we will recommend you to read the topic of Reserve Bank of India.

1. What is lending limit fixed by RBI for banks in case of single borrower (excluding infrastructure projects)?
   1. 10% of bank’s tier 1 and tier 2 capital
   2. 5% of bank’s tier 1 and tier 2 capital
   3. 15% of bank’s tier 1 and tier 2 capital
   4. 20% of bank’s tier 1 and tier 2 capital
2. What is lending limit fixed by RBI for banks in case of single borrower for infrastructure projects?
   1. 10% of bank’s tier 1 and tier 2 capital
   2. 5% of bank’s tier 1 and tier 2 capital
   3. 15% of bank’s tier 1 and tier 2 capital
   4. 20% of bank’s tier 1 and tier 2 capital
3. What is normal lending limit fixed by RBI for banks in case of group borrower (excluding infrastructure projects)?
   1. 40% of bank’s tier 1 and tier 2 capital
   2. 30% of bank’s tier 1 and tier 2 capital
   3. 25% of bank’s tier 1 and tier 2 capital
   4. 20% of bank’s tier 1 and tier 2 capital
4. What is normal lending limit fixed by RBI for banks in case of group borrower for infrastructure projects?
   1. 40% of bank’s tier 1 and tier 2 capital
   2. 30% of bank’s tier 1 and tier 2 capital
   3. 25% of bank’s tier 1 and tier 2 capital
   4. 20% of bank’s tier 1 and tier 2 capital
5. By how much percentage normal lending limits can be enhanced with the approval of the bank’s board of directors?
   1. 2%
   2. 4%
   3. 5%
   4. 10%
6. Which among the following is not a classification of Non-performing assets?
   1. Standard
   2. Sub-Standard
   3. Doubtful
   4. Loss
7. After how many days an asset becomes NPA if there have been no interest or principal payments served?
   1. 30 days
   2. 60 days
   3. 90 days
   4. 120 days
8. Which among the following will be considered as Sub-Standard asset?
   1. An asset for which the bank expects no repayment or recovery
   2. An asset with NPA status more than 24 months
   3. An asset with NPA status more than 12 months
   4. An asset with NPA status less than 12 months
9. Which among the following will be considered as Doubtful asset?
   1. An asset for which the bank expects no repayment or recovery
   2. An asset with NPA status more than 24 months
   3. An asset with NPA status more than 12 months
   4. An asset with NPA status less than 12 months
10. Which among the following will be considered as Loss asset?
    1. An asset for which the bank expects no repayment or recovery
    2. An asset with NPA status more than 24 months
    3. An asset with NPA status more than 12 months
    4. An asset with NPA status less than 12 months

Answers

1. 3
2. 4
3. 2
4. 1
5. 3
6. 1
7. 3
8. 8
9. 3
10. 1

We hope you liked the quiz. We recommend you to read our previous Regulator of banks and FI Quiz for RBI Grade B.

You may also like to read following MCQs for RBI Grade B exam: 

• National Income MCQ for RBI Grade B (ESI)
• Read quiz on CRR, SLR, MSF, LAF for RBI Grade B

Click to go to RBI Grade B Preparation Page  | Click to read more such quizzes