The JAIIB exam aims at providing required level of basic knowledge in banking and financial services, banking technology, customer relations, basic accountancy and  financial management, facets of retail banking, wealth management, digital banking products offered, banking technology and customer relations necessary for carrying out day to day banking operations. We are providing you the free JAIIB study material. This JAIIB study material is based on latest syllabus and covers almost all topics of the subject.

There are four subjects in the JAIIB examination. These four subjects are:

  1. Indian Economy & Indian Financial System
  2. Principles & Practices of Banking
  3. Accounting & Financial Management for Bankers
  4. Retail Banking & Wealth Management

Let’s cover each one of these subjects one by one.

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JAIIB Study Material: Indian Economy & Indian Financial System


  1. An overview of Indian Economy
    • Evolution of Indian Economy: Read this article
    • Basic Characteristics of Indian Economy: Read this PDF, then watch this video
    • Indian Economy in Pre-British period: Read Article, Watch Video
    • Economy till 2008 & after 2008: Read Article 1, Article 2
    • Structural changes in Indian Economy: Read point 2.3 from this PDF, then watch this video
  2. Economic Planning in India
    • Definition of Economic Planning: Read 14.2 from this PDF at Page no 2
    • History of Economic Planning: Read this PDF
    • Objectives of Economic Planning: Read this article
    • Types of Planning: Read this PDF
    • Achievements of Planning: Read this PDF
    • Also watch this video
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JAIIB Study Material: Principles and Practices of Banking

Module A – Indian Financial System

  1. Indian Financial System – An Overview
  2. Banking Regulation
  3. Retail Banking, Wholesale and International Banking
  4. Role Of Money Markets, Debt Markets & Forex Market
  5. Role and Functions of Capital Markets, SEBI
  6. Factoring, Forfaiting Services and Off-Balance Sheet items
  7. Risk Management, Basel Accords
  8. CIBIL, Fair Practices Code for Debt Collection, BCSB
  9. Recent Developments in the Financial System

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Module B – Functions of Banks

  1. Banker Customer Relationship
  2. KYC/ AML/ CFT norms
  3. Bankers’ Special Relationship
  4. Consumer Protection – COPRA, Banking Ombudsman Scheme
  5. Payment and Collection of Cheques and Other Negotiable Instruments
  6. Opening accounts of various types of customers
  7. Ancillary Services
  8. Cash Operations
  9. Principles of Lending, Working Capital Assessment and Credit Monitoring
  10. Priority Sector Advances
  11. Agricultural Finance
  12. Micro, Small and Medium Enterprises
  13. Government Sponsored Schemes
    • Swarnjayanti Gram Swarozgar Yojana: Article, Video
    • Swarna Jayanti Shahari Rozgar Yojana (SJSRY): Article
    • Pradhan Mantri Rozgar Yojana: Article

Content is updated on daily basis, so keep visiting everyday.

JAIIB Study Material: Legal & Regulatory Aspects of Banking

Module A – Regulation and Compliance

  1. Legal Framework of Regulation of Banks
  2. Control Over Organization of Banks
  3. Regulation of Banking Business
  4. Returns Inspection, Winding up, Mergers & Acquisitions


Although we are providing free resources for the preparation of JAIIB. But still some aspirant like to read from books, so here is our recommendation of JAIIB books:

  • JAIIB Exam Books by Macmillan Education: These are best the books available in market if you are interested to have through understanding of concepts. It is set of four JAIIB books published by MacMillan Education and it is better to purchase the combo pack available on Amazon as it is cost efficient.

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